How does AliExpress monthly payments work?

Short on money? Unfortunately there is no solution to pay on monthly payments on AliExpress. AliExpress official payment methods  are listed on the official website at this address, you can check them at anytime.


Why AliExpress does not allow payment in multiple installments?

Most Chinese sites do not offer to pay in installments because it is complicated for them to put in place a legal and clear framework to establish monthly payments and establish the necessary procedures if the payment was not honored. However, if you order an expensive product and you really need to pay in several times, you have 2 options:

1. Check on Amazon that an identical product does not exist.

It is possible to find the same product for a few euros more. When the amount of the order is between 100 and 1000 € is it is possible to pay in several times on Amazon.

2. Subscribe to a consumer credit

You always have the possibility of subscribing to a consumer credit that you will refund in several installments. This will allow you to pay for your AliExpress order in several installments. Many banks can offer a consumer credit. You can first check with your main bank if it offers advantageous rates to borrow the amount you need.

Then you will refund this amount by monthly payment, which will allow to reimbourse the AliExpress product in several times. Before subscribing to a loan, it is important to correctly evaluate your expenses and payment capabilities.

You have made your credit? Go to your AliExpress cart to validate your order !

Note: When you pay on AliExpress, you have the option to choose whether you want to pay in different curriences, dollars, euros, etc.. Select the currency matching your bank account so you won’t have to pay convertion fees.


If AliExpress updates his policy, this article will be updated.

Feel free to comment with your big AliExpress purchases, which can inspire others.

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